Online Business & Profitable Investment

How to Know When to Sell Your Stocks

ferdy fauzi — Thu, 10 Feb 2011 18:16:46 +0000

While quite a bit of time and research goes into selecting stocks, it is often hard to know when to pull out – especially for first time investors. The good news is that if you have chosen your stocks carefully, you won’t need to pull out for a very long time, such as when you are ready to retire. But there are specific instances when you will need to sell your stocks before you have reached your financial goals.

You may think that the time to sell is when the stock value is about to drop – and you may even be advised by your broker to do this. But this isn’t necessarily the right course of action.

Stocks go up and down all the time, depending on the economy…and of course the economy depends on the stock market as well. This is why it is so hard to determine whether you should sell your stock or not. Stocks go down, but they also tend to go back up.

You have to do more research, and you have to keep up with the stability of the companies that you invest in. Changes in corporations have a profound impact on the value of the stock. For instance, a new CEO can affect the value of stock. A plummet in the industry can affect a stock. Many things – all combined – affect the value of stock. But there are really only three good reasons to sell a stock.

The first reason is having reached your financial goals. Once you’ve reached retirement, you may wish to sell your stocks and put your money in safer financial vehicles, such as a savings account.

This is a common practice for those who have invested for the purpose of financing their retirement. The second reason to sell a stock is if there are major changes in the business you are investing in that cause, or will cause, the value of the stock to drop, with little or no possibility of the value rising again. Ideally, you would sell your stock in this situation before the value starts to drop.

If the value of the stock spikes, this is the third reason you may want to sell. If your stock is valued at $100 per share today, but drastically rises to $200 per share next week, it is a great time to sell – especially if the outlook is that the value will drop back down to $100 per share soon. You would sell when the stock was worth $200 per share.

As a beginner, you definitely want to consult with a broker or a financial advisor before buying or selling stocks. They will work with you to help you make the right decisions to reach your financial goals.

News below might help you a lot:

Stock markets losing Rs 100 cr per minute in 2011

NEW DELHI: Bear run at stock markets is costing investors dearly, with value worth over Rs 100 crore on an average being eroded in every single minute of trade so far this year.

In total, the stock market wealth has come down by a whopping over Rs 11 lakh crore since the beginning of 2011, as the benchmark Sensex plummeted by over 3,000 points.

The total average loss for every investor also stands at a staggering amount of Rs 10 lakh, taking into a total of little over one crore investors present in the market.

The Sensex has come down sharply from 20,509.09 points at the end of 2010 to 17,463.04 points at the end of today’s trade.

During the same time period, investors’ total wealth, measured in terms of cumulative value of their holdings in all listed stocks, has plunged from Rs 72,96,725.79 crore on December 31 last year to the current level of Rs 61,94,190.42 crore.

While we are in the second month of the year, there have been 28 days of trade so far in 2011 after taking into account the holidays. On these days, the trade has been conducted for a total of 182 hours or 10,920 minutes, as markets remain open from 9 am to 3.30 pm only.

Taking into account a total of about 182 hours of trade during these 28 days, the average loss for investors has been Rs 39,376 crore in every day of trade.

At the same time, the investors have lost an average of Rs 10.96 crore in every minute of trade, while the per-second loss works out to be about Rs 1.6 crore.

There are about 1.9 crore demat accounts in the country, but the total number of active stock market investors are estimated at little over one crore, after taking into consideration the inactive accounts and the fact that some might have more than one account.

Accordingly, the average loss for every investor would be more than Re one for every second of trade, while the cumulative average loss for every investor so far in 2011 stands at over Rs 10 lakh.

However, there are some investors, mostly promoters, whose market value loss of whose stock holdings runs into thousands of crores. The cumulative loss for all the promoters together is estimated at about Rs 6,00,000 crore so far in 2011.

On the other hand, the market value has come down by an approximately Rs 5,00,000 crore for all the other types of investors, including mutual funds, other domestic and foreign institutional investors, HNIs and retail investors.

Source: IndiaTimes

Top 5 Ways To Generate Low Cost Website Traffic

ferdy fauzi — Thu, 10 Feb 2011 18:12:14 +0000

There is one hard and speedy administer in producing profits for your website: A unwavering flow of website traffic. If none goes to your site, it hardly bares a chance of producing an income. Many sites have endeavoured and went incorrect in doing so, and these results to the sites demise. It takes currency to continue an profits producing site; it also takes currency to generate money.

BUT, it doesn’t take a every component of caboodle of wealth to generate website traffic for your site.

Ever be amazed how does high beat sites convey traffic seal their site? Most of them are using tons of currency to convey the traffic to their sites, investing in many advertising campaigns and dissimilar types of marketing approaches and gimmickries. This is all worthwhile because, well, they are what they are now, high earning, high beating websites.

You don’t have to do this if you don’t truly have their resources. There are many ways to generate low charge website traffic without having to use what you don’t have or can’t afford. Many population have banked on high charge processes and have ended higher losing their shirt through it.

Here I prevailing to you the Top five ways to generate low charge website traffic that could assist your site a every component of lot. Even if you simply receive a small fraction of successful tenants in to customer ratio it immobile works particularly if you receive a high diagram of website traffic.

Exchange Links

This is a sure and proven method. Rarely would you suppose a site where there is no link to another site. Many webmasters are willing to exchange links with one another so that they could produce more public awareness come seal their sites. You’ll before long suppose and contact the unexpected upsurge of the traffic originating in to your site from other sites.

A principle prerequisite in switching links with other sites is having the same niche or content as the other site. They ought portion a regular subject so that there is continuity in the delivering of service and learning to what spare-time activities your aim traffic.

Exchanging links also strengthens your chances of bringing a high position in track down drive results. It is regular familiarity that track down drives ranks high sites that have inbound and outbound theme-related links. With a good position placement in the track down drives, you will generate more traffic in your website without the high costs.

Traffic Exchange

This is like switching links but on a dissimilar higher level. This may charge a bit more than switching or dealing links but could be organised cheaper because you receive to earn credits. You can exercise those credits after seeing others traffic, where you earn credits after someone spectacles yours.

Traffic exchange services are the seeing of another’s site or page. This is done vice versa where a site can exercise your sites contents and so can you to his or her site. You both superiority from each others actions to generate traffic. The other sites tenants can go to your pages and know more come seal your site as well as theirs. Once again the public awareness of your sites existence is boosted.

Write and Submit Articles

There are many e-zines and online encyclopedias in the World Wide Web which provides loose space for written material to be submitted. If you want to save expenditures, you can do the written material yourself. There are many freelance writers any person who are willing to write for you for a small compensation, but to save currency, it is educated to do those written material yourself.

Write written material that are themed along with the niche of your site. Write something that you have technical knowledge on so that after they read it, they can contact your familiarity come seal the subject and will be hopeful to go to your site. Write written material that produce tips and controls to the subject or niche your site has.

Include a resource box at the end of your written material that can link them to your site. Write a tiny come seal yourself and your site. If you deliver a candle, information-laden and interesting written material, they will go to your site for more.

Make a Newsletter.

This may utterances like hard task because of all the written material you may deficiency to exercise to build a newsletter but on the opposing, this is not so. There are many writers and sites that are willing to deliver loose written material as prolonged as they can receive their call in on your newsletter. This will also deliver loose advertising for them as well.

As your newsletter receives surpass round object, you can widen your public awareness and build an opt-in items that can usually visit your site.

Join Online Communities and Forums

This simply requires your time and none else. You can portion your familiarity and technical knowledge with many online communities as well as your website. You can receive loose advertising after you go to forums that have the same subject or niche with your site.

Share your two cents and let them see how knowledgeable you are with the subject. As you build your reputation, you also build the reputation of your site, making it a reputable and honest business that could be frequented and trusted by many people.

Law of Attraction. I am Money Magnet!

ferdy fauzi — Wed, 05 Jan 2011 17:32:12 +0000

The word is The Law of Attraction, even if the large-scale use of the reservation instead of one, a definition of compromise. But the general consensus among intellectuals and new ideas in the The Law of Attraction is a big “like a charm as” a conscious desire to apply it. This is the idea person (conscious and unconscious), feelings and beliefs lead to a change in the physical world to attract positive or negative experiences and ideas are compatible, as described above, that person Regardless of whether making the necessary measures to achieve such a test. This process is explained as “harmonious vibrations of the law of attraction” or “your ideas, opinions and experience to decide.”

The term is closely associated with new ideas and beliefs and practices, this is the most common definition, if not for a long time ago (and more complex development) and other internal areas of Mysticism, Hermeticism and Theosophy. The last time it was believed that the new version of the popular film The Secret 2006.

Other physical interpretation of The Law of Attraction, and so on. Recall the period, the scientific community and of abuse of science and law and the absence of any scientific evidence, allegations of proposals made by the law of gravity, and some suggestions, the new thinking of the general movement and spirituality.

Generate Your Wealth via Financial Planning

ferdy fauzi — Mon, 11 Oct 2010 15:46:44 +0000

More tips from me to generate your household income:

Make a shopping list

- Have a shopping list when you shop to make sure you only buy the things that you need. Watch out for impulse shopping as this can affect your budget and cause your savings to leak. Adopt a “cooling-off period” when you consider buying expensive items. You may find that you do not need the item after thinking through.

Pay your bills on time

- Practice the good habit of paying your bills on time or as soon as you get them. This is to avoid any oversight, penalty charges and the possibility of using the money set aside for the bill payments for other purposes.

Stay focus on your savings plan

- Work out the amount of money that you would like to save each month and keep to the plan. Sign up for an automatic debit arrangement with your bank to deduct your salary into your savings account. Start to save early to benefit from the effect of compound interest where you will get interest on your original savings and the interest earned.

Spend less than you earn

- To grow your wealth and achieve your financial goals, you need to spend less than you earn. This is true even if you have earned a lot. Regularly, check your spending and assess if you spend on things which you can do without. A “Dollar” saved is a “Dollar” earned.

Household planning is a family affair

- Involve your family in drawing up the household budget together. This will make it easier to keep to the household budget since the entire family has agreed and accepted it. Besides, your children will also learn the benefits and value of having a household budget and the difference between needs and wants.

Achieve your goals with financial planning

- If you want to achieve your financial dreams, you should put them down in writing together with your plans on how you intend to achieve them. Besides giving you a clearer idea of what you want, a written plan will allow you to track your progress and take any corrective steps needed for you to reach your goals.

Insurance Tips and Guides

ferdy fauzi — Wed, 30 Dec 2009 04:14:52 +0000

Many people are looking what is the best practice in handling or buying an insurance. Here are the good guides on how you can do with your insurance.

One insurance for one asset

You need not buy more than one insurance policy to protect an asset against the same risk, e.g. fire risk for your house. If you buy more than one insurance policy, when there is a loss/damage to your asset, you can only claim under one policy. The insurer that has made payment to you will request the other insurer(s) to share proportionately the payment made to you.

Take your time

Don’t be pressured into buying a policy. If you are not sure whether the policy is what you need, ask the insurance agent or insurer to explain it to you. For a life insurance plan, the insurance agent will usually give you a “policy illustration” that shows how the policy works. Carefully study the proposal and ask for point-by-point explanation.

Duty to disclose

When buying insurance, you need to state all the material facts about the person or the item to be insured. This is for the insurer to decide if it should provide the cover and the amount of premium to be charged. If you do not observe this, your insurance policy can become invalid. Check with your insurance agent if you have any doubts on whether a fact needs to be disclosed.

Deal with registered insurance agents

You would normally buy insurance from an insurance agent, who sells insurance products for the insurer which has appointed him. When dealing with an insurance agent, ask for his Agent Registration Card or check with the insurer. If he is unable to prove that he is an authorised agent, don’t deal with him.

Shop around for a good deal

It pays to shop around for insurance. Different insurers offer plans with different benefits, terms and conditions and exclusions. It is important to understand the benefits and exclusions to ensure that you are properly covered. There is no short cut when buying an insurance policy. Read everything about the policies offered before selecting one.

Insuring your needs

The aim of having insurance is to lessen your financial burden when you suffer from losses or mishap so that there is minimal disruption to you and your family’s daily activities. However, an insurance plan only covers you for losses specified in the plan. So, if you are getting an insurance policy, make sure it covers the items you need to protect.

How to Attract Traffic with Ads?

ferdy fauzi — Thu, 19 Nov 2009 05:01:06 +0000

The Content

The content of advertising is more than just your product. Making sure that your customers can remember what the product is all about is simple. Internet ads and other media ads are all the same. All you need to do is making some simple technique that would attract you customers and making them stay.

Having To know What To Do

In this article will learn a few things that you could never thought before is creating better ads. The first thing that you need to keep in mind is that it is not all about you. Telling the customers about the benefits coming to you looking at the product will make they ask for more. Nobody wants to go somewhere and not getting any benefit from it.

Be consistent in picking a theme and sticking to it. Every ad that you make has you brand on it. Changing the colors or logos does not help the customer remembering them. Do not change the concept of your ads just because you are tired looking. Changing it would only make your new and even old customers have more questions on why you changed it.

Selling benefits and not features is the key. Luring them in promising that they are getting more benefits will make them stick with you. Show them what they can get if they buy the product that you are selling. Nobody wants empty promises. Make sure you are able to keep your promise and you will see how a customer loyalty is like.

Go ahead and check on the ads that you see everyday. Do see any resemblance with those ads? Doing your ads different than usual can actually attract customers. The name of your company should also not sound or spells the same as any other companies. Do not go for the cliché. Doing something totally different will give results.

Making sure that any of your customers can find you easily is good. Giving them the right information that is easy and simple will make them remember you. Try not to give out any telephone numbers except you company telephone numbers. This is to avoid other competitors spying on you and stealing your customers.

Being An Expert

These tips are only the basics from what you can do to become a great advertiser and thus improving the sales. Keep your eye on other ads and use the best elements that you see. Remember, if the ads attract you, it would attract others too.

Content Highlight :
1) The content of advertising is more than just your product.
2) In this article will learn a few things that you could never thought before is creating better ads.
3) Selling benefits and not features is the key.

Working At Home

ferdy fauzi — Thu, 19 Nov 2009 04:46:25 +0000

Working at or from home is many people dreams. This is because that it will reduce the source for outgoing money instead of incoming. With the economy that is unstable and oil prices that too high, people wish that they can make money only by sitting at home. Having your own business is one way that you can be your own boss. In this internet world, making money online would be a breeze.

Home-based business comes in many ways, shapes and sizes. Many people actually start making money selling their own stuff online. While other goes for selling products from an affiliate company. Right now, everything depends on computers and internet. But do you know how to start a business of your own using the internet?

Important Question That Needs Answering

The most important step in making a business is to do research on how many ways you can make money using the internet, computer and the time you have. Then, you have to take a look on the market demands. This also includes that what other people is selling and buying.

Then ask yourself that do you have the passion and desire to do this business. If you do not want to create your own product, meaning that you want to sell only products by other people, you can. This is called finding an affiliate. Affiliate is someone that will give you the product to sell. Selling the product on your own will give you the commissions. The more you sell, the more you earn. All you have to do having your own domain name, a website and auto responder. This will make you an affiliate yourself.

The Next Step

Now all you need to do is making sure that you can sell the product. Having a system that can make sure you have high traffic in your website will be a tremendous help. Once the selling number starts growing, you can multiply the income using the same steps on different products. This will make you have multiple stream incomes. In an instant, you will end up in work at home business.

So now you know the basic steps in working from home. This is the simplest way that you can work at home only using the power of the computer and internet. Having your business being affiliate center market would help you a lot before you can actually start selling your own product or services. These methods are easy to follow, implement and truly gives you money in a good way.

Content Highlight :
1) Working at or from home is many people dreams.
2) Home-based business comes in many ways, shapes and sizes.
3) Then ask yourself that do you have the passion and desire to do this business.

Financial and Investment Tips Before You Start Trading

ferdy fauzi — Mon, 02 Nov 2009 17:41:05 +0000

Part 1
There are many guides that you can find in order for you to succeed in your financial planning. But most of them I have compile them here so it is easier for you to read and apply them in the real world. Welcome to the world of trading and investment for profits!

Start your retirement planning early

Although retirement may not be something that will happen to you soon, it is advisable to start planning for it as early as possible. By starting early, you will have the time to gradually grow your retirement fund and make any changes needed in line with the inflation rates. Also, you can afford to go into more risky investments to get higher returns. You will also enjoy cheaper premium rates when you buy any life insurance plan at a younger age.

Recognise illegal financial schemes

Beware of financial schemes run by unknown parties that promise a high return as these are normally illegal schemes that are out to cheat innocent investors. Operators of these schemes will always think up new ways to attract and convince you to part with your hard earned money. Be cautious and avoid any scheme that sounds too good to be true.

Investing your money

Before you invest, make sure you understand how the investment works and whether the investment is suitable for you. If you are unsure how the investment works and its potential risks, you should not invest in it even though the potential return is high. It is better to have peace of mind than having to worry over the investment or incur any loses if you decide to make an early exit before the investment matures or due.

Debit card : an alternative to cash

If you cannot control the use of your credit card, do consider using a debit card. This card allows online electronic payment directly from your bank account and hence, allows you better control over your money as you spend based on what you have in your bank account. Also, there is no minimum income required to get a debit card.

Managing credit card bills

Pay the full balance of your credit card bill each month to avoid finance charges and to enjoy the interest free period given by your card issuer. If you are unable to pay the full amount, aim to pay more than the minimum sum due to save on finance charges. However, once your credit card balance remains outstanding, you will be subjected to interest charges on your next purchase.

Set up an emergency fund

As life is unpredictable, you may want to have an emergency fund to meet sudden events such as to pay for medical bills, house repair or vehicle breakdown. In order to meet any life crises and avoid getting into debt, your emergency fund should be a sum of 4 to 6 months of your household budget.

There are many more tips that I will share with you late. Till we meet again!

Netrepreur’s Main Challanges

ferdy fauzi — Tue, 27 Oct 2009 15:53:16 +0000

Most entrepreneurs start from basic, they struggle on their success. More achievement they had, the higher they will be. But to start, it’s a tough journey to go. Today, don’t think about what kind of business that you can do, and and ask yourself, do you have what it takes?

OK, What it takes to be an online entrepreneur?

Do You Have Self-Dicipline?

One of the keys to running a good enterprise is to come and stay at your shop or office every day! Whether you are a CEO or stay-at-home entrepreneur, getting a couple of additional minutes of doze or getting up at the similar time every day is the distinction between an achievement and a failure.

So, stop and stop procrastinating!

Does Your Family Support You?

Running an enterprise may takes all of which can be scarce resources. Will your family give you those assets and support you? Or will they guilt-trap you and sabotage your plans? It is significant to get their attention and support upfront.

Are You Ready with Change?

Do you realize when the time to transform yourself? Do you know when to trade the stock? In the fast world, change are swift and less forgivable. People who cannot adapt with change will be left out and finally run out from the scene. Today’s most profitable business may not be the profitable for the next year. The “never failed” methods for trading used vehicle today, might not be sufficient to even make your buyer listen tomorrow.

The are no guarantee for you in achieving a success, but there will be glory for people who try. If you response YES to all three issues above, you are ready to be a good entrepreneur.

So You Wanna be a Netrepreneur?

ferdy fauzi — Fri, 23 Oct 2009 17:12:28 +0000

What is Internet Entrepreneur?

According to Free Dictionary, Internet Business is an organization that offers its services exclusively on the Internet, either via the user’s Web browser or a client program that must be installed in the user’s computer. However, internet business has more deep meaning. I believe that internet business is everything that can be sell through online, without scamming or spamming the users.

Why Netrepreneur?

Internet Entrepreneurship is a perfect method of generating a residual income. Why?

By having an internet business, you don’t have to waste your time by having an appointment with a client, or open a store and wait the customers to visit it. All you have to do is just sit in front of computer at least an hour every day. That’s not tiring at all and that’s what we call an internet business!

Remember, internet business is…

[NOT] a Quick-Rich-Scheme
[NOT] an Internet Investment
[NOT] an Autosurf Program
[NOT] Randomizer script
[NOT] Donation drive
[NOT] Multi Level or Network Marketing
[NOT] Force Matrix Program
[NOT] Pyramid Scheme

Many people are confused the meaning of Internet Business with the term above. Beware of those scam schemes!

Besides, there are some processes involved in online business, which can be automated such as processing orders, payment systems and delivery of the product. Everything can be done automatically, and this is the reason why online business can be our money-maker machine, which can give us passive income 24/7.

Internet business is divided into three categories:

Physical Products (such as clothes, electronics, accecories etc)
Digital Products (such as Ebook, Video, mp3, Grafics, website template etc)
Services (such as grafic design, video editing, web design etc)

So far, I have done two of them, except number 3 since I still learning more about the website and programming . But I believe, all of them can make money if you know how to market them. The key point is: PROMOTION!

I will explore more about the details for each of them in my next entry.

So, do you have what it takes to be a netrepreneur?

Till we meet again!